DH International

Situation

DH International is a provider of innovative services in area of money transfer and payments, whether it be online or using mobile phones. The organization needed a team of IT experts to develop a high performing money transfer mobile phone application. The solution had to be efficient, secure, and in compliance with the Canadian banking system (anti-money laundering, anti-fraud, anti-terrorism, etc.) requirements. The goal was to offer a practical and affordable service for making payments to retailers and transferring money from person to person.

Solution

AXON developed a first version of the mobile phone application for remitting money, Cash2family, which included all banking safety certifications.

The second application AXON developed, MoneyCell, uses contactless NFC (near field communication) and RFID (radio frequency identification) technology and is compatible with all mobile phones, including smart phones (iPhone, BlackBerry, etc.).

MoneyCell allows for payments to retailers and individuals using different methods of payment including prepaid cards or credit cards.

Results

MoneyCell enables consumers to replace their wallets with a mobile application that consolidates frequent shopper cards, discount coupons, prepaid and credit cards as well as transit vouchers. Retailers benefit from a means of payment that is simpler than cash and more affordable than credit cards. They also have access functions that facilitate data collection, the implementation of loyalty programs and discount coupon distribution.